An umbrella policy adds an extra layer of liability protection above your home and auto limits. Here is when it makes sense.
Umbrella insurance is one of the most affordable ways to protect your assets from a major lawsuit.
How it works
Your home and auto policies include liability coverage, but those limits can be exhausted quickly in a serious accident. An umbrella policy kicks in above those limits — often adding $1 million or more in protection.
Who should consider it?
If you own a home, have savings or investments, rent out property, have a pool, or have teen drivers, an umbrella policy is worth considering. It also covers certain claims your base policies may not, like libel or slander.
Surprisingly affordable
Many families add $1 million in umbrella coverage for just a few hundred dollars a year. We can quote it alongside your home and auto to show you exactly what it costs.