From general liability to workers comp and cyber, here are the core coverages most Florida businesses need.
Protecting a business means thinking about more risks than a typical household. Here's a starting checklist for Florida owners.
General liability
Covers third-party bodily injury and property damage claims — the foundation of most commercial programs.
Commercial property
Protects your building, equipment, and inventory from covered perils including certain storm damage.
Workers compensation
Florida requires workers comp for most businesses with employees. It covers medical costs and lost wages for work-related injuries.
Commercial auto
If your business owns vehicles, personal auto policies won't cover them.
Cyber liability
As more business moves online, cyber coverage helps with data breaches, ransomware, and related costs.
Professional liability
Also called errors & omissions, this protects service providers against claims of mistakes or negligence.
Build the right program
Every business is different. We tailor a commercial package to your industry, size, and budget — and shop it across our carrier network.